Do I Qualify?

Our loan process is quick and simple, but if you need to know a little bit more, check out the info below. We’re not looking for a perfect business by any means, just signs of health. Look at the list of indicators below, and also see some of our lenders’ histories.

Our minimum requirements are less stringent than traditional lenders. Although we look at a variety of data points when analyzing businesses, we require minimums in the following:

I meet all those qualifications, what next?

Great! Let’s start the application process:

• Fill out our pre-approval application
• Talk to our one of loan specialists
• Get approved in a matter of days
• Get funded in potentially less than a week

You can still qualify even if you:

• Have already been turned down by a bank
• Do not have a business plan
• Do not have personal collateral
• Have a tax lien with a payment plan
• Have a bankruptcy that has been discharged
• Have poor personal or business credit

What About Startups?

Since some of our funding options include factors based upon a portion of future sales, we usually cannot offer funding to any businesses under 2 year old.  Some exceptions can be made, so contact us if your business is especially healthy for a startup.

Interested in learning more?